Wrist Watch Club
STORE CREDIT · SOFT INQUIRY · NO SCORE IMPACT

Store credit application.

Apply to finance your watches with 0% interest store credit. We run a soft credit check that does not affect your credit score. A decision is typically returned in minutes.

COST OF CREDIT SUMMARY

APR FOR PURCHASES
0.00% — this is a 0% interest store-credit plan.
APR FOR CASH ADVANCES
Not applicable. Store credit cannot be drawn as cash.
PAYING INTEREST
You will never be charged interest on purchases financed with store credit.
MINIMUM INTEREST CHARGE
None.
ANNUAL / MEMBERSHIP FEE
None for the credit line. (Club membership is a separate one-time $150 purchase and is not required to apply.)
PENALTY FEES — LATE PAYMENT
None. There are no late fees on this plan.
PENALTY FEES — RETURNED PAYMENT
Up to $[XX] per returned payment. [Placeholder]
REPAYMENT TERMS
50% down at checkout; remaining balance in installments over up to 4 months.

Placeholder disclosure values — replace with your counsel-approved TILA terms before launch. The $150 Club membership is a separate purchase and is not a condition of receiving this credit.

1 APPLICANT
2 ADDRESS & INCOME
3 CONSENT & SUBMIT

🔒 Your SSN is transmitted directly to our secure underwriting service over an encrypted connection and is never stored on this website.